12 Best Investment Applications in 2023 Definitely safe and reliable.
Many people would agree that investment is one of the main pillars in order to be able to achieve a stable and strong financial condition. The reason is because through these activities a person can develop their capital funds or assets without having to bother working or doing business.
Moreover, currently there are many innovations in digital-based finance that make it easier for people to be able to invest online practically . In fact, these digital investment applications can be easily downloaded for free on smartphones. So, you can freely invest whenever and wherever you want.
It should be understood that the current choice of digital investment applications is also very diverse, registered with the OJK or the Financial Services Authority, and offers a myriad of beneficial benefits for its users. So, for those of you who want to know what are the best and most trusted investment applications that are right for you to choose as a means of investing online , consider the following recommendations.
12 Best Investment Apps for 2022
Bareksa
Launched by Bareksa Investment Portal, this application offers more than 40 MI or investment managers that users can choose from. In addition, Bareksa also provides hundreds of mutual fund products , making it easier for investors to adjust their needs, goals and risk profile when investing.
Users of this service can also take advantage of Bareksa simulator features and investment calculators. These two features are useful for investors who want to know in advance the estimated profit or yield that can be obtained. This application can be easily downloaded through the Google Play Store or App Store on smartphone devices for free .
Seeds
The second recommendation is the Seeds application, which many investors probably already know. The application already has a computer technology called Robo which is able to assist users in finding the right mutual fund investment product to choose from by adjusting income, risk, age, and also investment targets.
This application also provides a variety of digital payment systems to make it easier for users to invest. Of course, the many payment methods to choose from make the chances of getting a promo even higher. So, investment activities become more profitable and exciting.
stockbit
Next, there is Stockbit, which is predicted to be one of the best stock investment platforms and suitable for novice investors to choose from. This application can be easily downloaded and installed on smartphones for free.
The advantage of this platform is the Online Community feature , which is a place for investors to discuss and share knowledge about the world of stocks. Through these features, it is not uncommon for professional investors to provide stock recommendations as well as fundamental and technical analysis which can be used as a reference for novice investors.
Not only that, in this application you can also monitor stock market movements in real time. That way, investment transaction decisions can be made more optimally in order to be able to provide maximum profit opportunities.
OVO Invest
Some of you may know OVO as a digital wallet service and an online payment method only. In fact, currently the application is also starting to develop its services to the digital investment sector through a service called OVO Invest.
Through this service, you can easily invest with small change, starting from just 10 thousand Rupiah. The payment method can also use the OVO Cash service so that it is practical to use for investing.
Plant money
Apart from that, there is also an online investment application called Tanamduit which was developed and released by Mercato Digital Asia. Because it has been registered with the OJK or the Financial Services Authority, this application is certainly safe to use as a means to invest in stocks or SBN as well as online insurance. One of the main features that can be found in this application is One View Portfolio so that users can easily monitor fluctuations in their investments.
Amartha
Peer to Peer or P2P lending is an investment that usually has a crowdfunding system and has been offered quite a lot in Indonesia. One of them is the Amartha application which provides a forum for the public to become lenders or investors who want to lend their funds to borrowers.
Generally, the loans made by Amartha are aimed at borrowers from the MSME business community. So, in practice, there is a money circulation activity that can make the possibility of the borrower succeeding in returning the loan funds to be higher. With a rate of return or profit of up to 15 percent per year, this type of investment is suitable for beginners and investors who wish to diversify their portfolios.
Pluang
For those who want to immediately try to dive into the world of stock investment from the United States stock exchange, you can try an application called Pluang. This digital investment application is the first platform that provides investment access to the US stock exchange in Indonesia. Pluang also features micro e-mini S&P 500 index futures that are traded on the Chicago Mercantile Exchange .
Wonderful
Apart from those mentioned above, there is also OJK's best investment application called Ajaib. An application made by Amazed Technology Indonesia, this application is able to make it easier for investors to be able to invest in recommended mutual fund and stock products.
This application is also equipped with various features and services that are useful for its users. One of them is a real-time notification or notification feature that is able to notify users regarding the latest updates from investment trends every day.
IPOTFund
If you are more comfortable investing in mutual funds, IPOTFund is one of the applications that you must consider choosing. Under the auspices of Indo Premier Sekuritas , this application has collaborated with more than 40 investment managers with unquestionable experience and capabilities in the investment world.
Not only that, this application also provides at least 259 mutual fund investment products that each user can choose from. That way, investors can more easily and practically compare each mutual fund product and determine the product that is able to provide the most optimal profit.
Motion Trade
There is also a stock investment application called MotionTrade which was formerly known as MNC Trade New. As a stock investment application, MotionTrade is a platform designed by MNC Sekuritas and is a subsidiary of the MNC Group.
In order to open a stock account in these securities, you only need to prepare a capital of 100 thousand. Meanwhile, the fee per transaction charged is 0.28 percent for sales and 0.18 percent for purchases. The advantage of this stock investment application is that it can be downloaded and used in various versions, ranging from smartphones, computers, smartwatches, to special Mac applications.
RTI Business
Continue to RTI Business, which is a stock investment application that is worth trying and is well known by domestic investors. By using this application, investors can get information about movements from the capital market directly.
Not only that, this application is also equipped with information related to income statements, cash flow, probability, earnings, balance sheet, and also growth. You can also do a performance analysis of the company in the last 5 years through the application.
SimInvest
The last recommendation is SimInvest, which is an online stock application offered by Sinarmas Sekuritas. The legality and credibility of this application is guaranteed and there is no need to doubt it because it has been registered and supervised by the OJK. The process of opening an RDN account in this application is also fairly fast, it only takes a few hours.
For those who don't know, Sinarmas Sekuritas is a company that has more than 30 years of experience serving the Indonesian people in the fields of investment and finance. So, if you are still confused about choosing an investment platform online, this application can be the ideal choice and can be downloaded for free directly on your smartphone.
Prioritize Legality and Credibility of Investment Platforms
Regardless of the many investment services or applications online , you must prioritize the legality and credibility of the platform . If you are not vigilant, it is not impossible that you will become a victim of fraudulent investment services that endanger your financial condition. So, as a reference, you can choose one of the OJK's best investment application recommendations above to make it safer and more comfortable in investing as needed.
